Some consumers are facing up to the facts that their debts may be unmanageable & therefore they may be looking into filing bankruptcy in order to get a fresh start. In fact, bankruptcy filings have seemed to increased in 2008. Debt levels have clearly grown for many consumers who might be looking into bankruptcy as a way to deal with their debts.

For some consumers, filing for bankruptcy might be an option that they consider when debts skyrocket & income plummets. If they can't realistically repay their debts, the alternatives start to look limited...what should a fictional consumer like Angie do?