You don't need to let credit cards rule your life. Here are five simple ways to avoid the common pitfalls that people experience with credit cards, and how to get out of those pitfalls if you've already fallen in.

The most important thing you can do to get a higher credit card limit is to prove to the bank that you are worthy of an increase. Here are four tips to help increase your chances of being approved for a credit limit increase by showing what a good borrower you are.

We Americans love our plastic, and all that credit can really cost us: In 2004 alone, credit card companies made $43 billion from such charges as late payment fees, over-limit fees, and balance transfer fees. But if you use your cards wisely, your use of cards can help you save money and earn bonuses. Here are four tips for being smart about your use of plastic.